Life Settlement Acquisitions, LLC
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The key variables that need to be fully managed for policy aquisition fall into two main areas:

Actuarial considerations:
  • Premium reserve, including premium optimization
  • Calculation of price
  • Life expectancy
  • Diversification - meaning spread of, for example; insured, carrier, disease, age, location
  • Future expenses
Non-actuarial considerations:
  • Complete 'Closing Package', e.g. consent forms, contracts and HIPPA release form complete and tracking of life in place
  • Claim payment procedures
  • Premium financing policies - with the introduction of Non-Recourse Premium Financing over the last several years tightened procedures need to be in place to minimize any risks inherent with this type of life policy origination
  • Policy Due Diligence and Anti-Fraud Procedures - Understanding how the policy was first offered into the market and performing due diligence on all parties involved are just a few of the issues we evaluate when reviewing each case. Our Policy Anti-Fraud and Due Diligence procedures and checklist are available for your review upon request.
Intuitively, the life expectancy associated with the policy should be the only variable. However, Life Settlement portfolios will over or under perform based on how these items are dealt with. Our buying criterion incorporates all of the above in order to provide increased security and peace of mind, thus helping the investor to achieve their investment aims.
LS Acquisitions is a member of LISA spacer image Life Settlements
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Terms and Conditions
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